If you are able to install the program, then there is most likely nothing wrong with your download.
Could you please post your systems specifications please? The type of graphics card is particularly of interest. My initial response is that if you have an ATI X1600 graphics card, then this could be what is causing you problems. If so, there is no known solution for it ... yet. It was a problem throughout the whole .019 client, and has not been fully resolved yet. However, we are working on it. Thanks for mentioning that client works outside cities, but not inside. This could have something to do with the different materials/shaders used for urban and non-urban environments.