PlaneShift
Gameplay => Newbie Help (Start Here) => Topic started by: Jacera on November 24, 2007, 06:35:41 pm
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I have tried several times to try the new banking system out.
I just don't understand it.
I click on William Chorind, then the trade icon.
From this point I'm lost.
I don't know how to give him my money or and item.
Is there someplace I can go in game to find the information on how to use the bank?
Please help.
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Change the numbers in the different sections and click the corresponding button ;)
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Maybe this (http://hydlaa.com/smf/index.php?topic=27972.msg352396#msg352396) mod could be interesting for you :) It drastically improves the banking window.
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I didn't think banking was enabled in-game yet, is it?
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't has been for a while now.
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Hmm, where can I go to use it?
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Hmm, where can I go to use it?
All the answers are in the first post, if you read it carefully you may get a clue as to who you should be lookin for :)
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Does "banking" items also work? I messed with it a little but, couldn't seem to figure out how to get it to work.
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Personal banking: Fully available.
Guild banking: For now only the Guild Leader can withdraw/deposit money.
Item Storage: Not implemented.
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Thanks ThomPhoenix for clearing that up, just wanted to make sure I wasn't missing something obvious. :)
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there's banking in this game? how come no one told me? >:(
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there's banking in this game? how come no one told me? >:(
You never asked? :P
Actually, since carrying money doesn't (at least for now) contribute to a character's weight there is very little point of storing tria in a personal account... Which is probably why no one mentioned it. ;) Once items can be stored and guilds can have a bit more full featured bank accounts I have a feeling the use of banking will pick up immensely.
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Of course, full guild-banking feature is vital for guilds, I hope will register how much each member deposits, as then will be one of the most used features!
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I've got some great things planned for the banking system, right now it's just the basic framework. The only really useful thing you can do with it now is make large coin conversions.
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I've got some great things planned for the banking system, right now it's just the basic framework. The only really useful thing you can do with it now is make large coin conversions.
I take it there's no interest then.
Are there any plans to have interest?
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There will only be interest if you can also loan money from the bank, and if the banking system can force one to pay interest. Otherwise the system would just generate free money and make the already flawed economy even more flawed ;)
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There will only be interest if you can also loan money from the bank, and if the banking system can force one to pay interest. Otherwise the system would just generate free money and make the already flawed economy even more flawed ;)
In other words, you'd only be allowed to make free money if the bank could also function as a leg-breaking loan shark.
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Of course. If person A loans 100.000 trias from the bank at an interest of 5%, and person B deposits 100.000 trias on his bank account, the bank can grant him 4% interest. They'll keep the other 1% as profit. If you grant persons 4% interest on their bank accounts, but the bank doesn't give loans, then where does the interest come from? From oblivion? So yes, we'll get loan sharks in PS ;)
/me prays for low interest rates.
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If you grant persons 4% interest on their bank accounts, but the bank doesn't give loans, then where does the interest come from? From oblivion?
/me prays for low interest rates.
I've never known any bank, real or otherwise, that has the funds on-hand to give the interest that they do. Hell, some internet-based ones are nothing more than ponzi schemes, but as far as I know, it's not practical for a bank to do that, as it's unlikely that every customer will ever demand a refund, along with their interest, at the same time.
I wonder if PS banks are FDIC insured? :P
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/me grins
will we get 'ABMs' ?
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This is all intersting stuff, but where is the bank in the first place ???
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Interest rates will be hard to put in considering some people's playing schedules. If take out a loan and don't play for a month one you come back will you be stuck and unable to pay the extra interest? Or will some one just put all the money on alts and forget about them for a year. So if that is going to come in-game we will need to work out some things.
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Interest rates will be hard to put in considering some people's playing schedules. If take out a loan and don't play for a month one you come back will you be stuck and unable to pay the extra interest? Or will some one just put all the money on alts and forget about them for a year. So if that is going to come in-game we will need to work out some things.
The easy way to handle interested would be that it would be based on time logged in. Say you pay or get paid .05% interest per hour played.
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and then people will complain that because PS has no auto log out after an amount of time that a player is afk, people can stay logged in 24/7 and accumulate wealth without having to do anything.
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Just have it per real day that you logged on. That way whether you are just logging on to get interest or play it is the same outcome.
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and then people will complain that because PS has no auto log out after an amount of time that a player is afk, people can stay logged in 24/7 and accumulate wealth without having to do anything.
You sure about that?
Server is not responding, try again in 5 minutes. Check http://laanx.fragnetics.com/ for status.
;D
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that's how it may be now, but if you look at the long term, when the server is stable and is up almost all the time, my statements hold true.
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that's how it may be now, but if you look at the long term, when the server is stable and is up almost all the time, my statements hold true.
here's hoping people will still be using ethernet rather than wireless networks...=P if they don't then you'll have nothing...or close to nothing, to worry about.
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... riiigghhtt. Besides the item storage, which is a good idea, and the guild storage, which is good too, personal tria banking has no sense since we don't loose items or money when we die, which, added to the frustration of escaping the death realm, is NOT a good idea.
Yep! I'm a noob acting like an expert! I steel need to create a character anyway.
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The greatest benefit of the bank, as far as I can see, should be the to the guilds.
For instance a guild can have a large bank account that members can draw on to buy stuff, ie: you are in Oja and a player comes in with 68 gold ore to sell but you don't have enough money on you, you pop down to the bank and draw out a temporary sum from the guild account and buy the gold, smelt it, sell it and return the capital you withdrew with an extra guild fee for the use of the account. Of course this does require that all guild member can draw money, to be fixed later I understand, and maybe with a fixed draw limit for each member set by the guild master so that one disgruntled member can't go in and pinch the entire guild capital in one hit, and more branches, again a future feature.
As far as item storage is concerned it seems to me the bank shouldn't be doing that except for maybe gold and maybe silver, you should simply be able to walk into a warehouse or storage area and talk to someone like Jayose and rent a storage locker for a fixed fee.
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Since this is the first thread in the list when searching for "banking", posting this here. Don't think it needs a new thread.
I have made a little pic to make the banking a little more clear for the newbies.
(http://img76.imageshack.us/img76/2140/bankingyu9.th.jpg) (http://img76.imageshack.us/my.php?image=bankingyu9.jpg)
click on it for larger view (step 1,2,3 from left to right)
Note: the first step is for circles; I have done it with octas later because I had more octas at the time :P)
I have made it for depositing money but withdrawing is analogous.
If you still have problems with banking, check these out:
bug #1531 (http://www.hydlaa.com/flyspray_upgrade/index.php?do=details&task_id=1531)
A little Problem With the Banking (http://hydlaa.com/smf/index.php?topic=31800.0)
One more time: How do I use the bank? (http://hydlaa.com/smf/index.php?topic=32482.0)
EDIT: Links should work now.
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well let me present another problem with bank loans in the game.
what if players take out a large loan, and give the money to another one of there characters or even to a whole other account, then just deleating the one with the loan belonged to. ::|