So, 5% interest per month? Just to see if I understand the math involved, pretend I borrow 500k. I would then owe you:

500,006 (after 10 minutes)
500,034 (after 1 hour)
500,802 (after 1 day)
505,642 (after 1 week)
525,000 (after 1 month)
670,048 (after 6 months)
897,928 (after 1 year)
174,455,993 (after 1 decade)
2,585,529,196,449,337,144 (after 5 decades)
13,369,922,451,383,910,050,862,730,739,374 (after 1 century)

Correct?