everything seems to be in order now... i got logged on last night after a few tries and played around that problem i had must have been a one time thing... the best way to solve the problem of it freezing at the loading world screen is just to try and start the game again... though i have gotten an error like on all xp machines when soemthing crashes and it askes if you want to send an error report to microsft... i did get that for the psclient.exe more than onece but havent got it 2 times in a row yet... my account name is Terro if you still want to check it out and for future refference here is my computer specs...
amd atlon 1gh tbird
320mb of ram
geforce2 mx400 graphics card
a very good (and expensive) no name mobo

i also have a cable modem