Concidering the game is still in early beta, I am not surprised at the age limit. I did manage to get my daughter allowed on Ryzom\'s open beta, but I had to agree to be logged in on a character that was in the game world in the same place as her and I was told that if she did anything bannable, we would BOTH be banned.
I filed the bug reports on bugs she found and filed one comment she had and three suggestions she had.
It is sad that the more mature teens get a raw deal because of their more childish piers, but that is how things work.
It is not an insult, the human brain does not finish maturing until late teens early 20s, and teens do things they know better than to do and deeply regret later.