Well I'm not talking about fully developed, but maybe I want to make a character who's "Smart and powerful" which would focus more towards intelligence and strength. Well I'm in a rut right there, because a choice that raises good intelligence would be that books thing, in childhood activity, but it costs around 22 CP. Now, maybe I could focus that toward strength, or at least try. I'll go and choose street gang instead, which lucky me, is 0 cost. But, there's another problem...maybe I don't want lockpicking or knives and daggers? Maybe I want to use an axe? Where's a choice for that?
It's so limited, even though a lot of people will think it's large because of all the choices, but really I can't find anything I want in all those choices.