Being that all people can have another chance in the living world should they die; but not (ussualy) another chance at a vital limb, then logically a person would rather prefer death over the permanent loss of a limb. However if a person is fearful of death, and rightly so, then their response is unpredictable. Yet if your character does not fear death (I am not referring to the established 'NO FEAR!' credo) as a Dakkru follower would, then it's not a burdening choice.
As for players who most likely should have died a true death or lost a limb: I can only shrug, as it's perfectly understandable why they chose not to.