I like the idea of a guild bank.
dont know if it could be incorparated into a guild house, castle or not,
but the idea is a storage place for the guild.
money, items, that can be accessed by say the top
x officers or responsible persons in order to give out items, loans to worthy memebers for any number of reasons determined by the guild.
course an other way is for the guild leader to make a mule or two.. with password access to a few.
peace
xam