on the topic of dual wielding i think penalties should only apply in a rock-scissors-paper format. for instance, if a 2-handed weapons person fought a dual wielder, same level, the dual wielder'd have the advantage because they are quicker, hower if a duel wielder fought a sword-n-shield the sword and shield would have the advantage because thethey'd have better def. and more accurate attacks. if you havent noticed, in real life ppl fighting with 2 weapons have more finesse but also are more frantic, ppl with a single 2 handed weapon are more controlled yet have a low guard. ppl with a 1 hander w/ shield are controlled and have finesse. the big sword cuts the shield, the twinblades counter the bigsword, and the shield repulses the twinblades.