I think that if your PC crashes or you alt+F4 or something, you will be magically \"teleported\" to the nearest inn or hotel, unless you were in your house or in a tent. To prevent the system being taken advantage of, the teleporting system will have a toll, and the player will have to pay for it once they log in again. The toll will be a percent of their current income, so its fair for everyone, like 10%. This may suck for disconnects, but it will prevent players from hitting a big monster with an arrow, logging off, then going back to shoot the monster again, repeating until its dead. This way, we can also \"assume\" that every player is on PS, just the non active ones are sleeping in the inns.
[Edit: Hopefully, this service will be free if the server crashes.]