What if everyone started out with thier own house? You could begin in a small little apartment, and then whenever you feel like it change to another residence. And, once you move out another new player gets into your spot. These houses would be permanent in the game just like a normal building. It would add alot of realism. And if you choose your character to be homeless you can be that way. Better houses could be bought, and the houses in better spots would be given to the first people who come.
A strange idea, isn\'t it...