Banks

[Narure]

i bags the name 'hydlaa loan shark' for my completly legitimate bank.

[Natrina]

 Do point us to the correct thread, or are you still managing that up?
 Hm, and I'd like to know some informations. First, the Hydlaa Bank had an investment system, and Yliakum Banking Network accepts none at the moment. Plus, having past the first month of Hydlaa Bank's existence, one would expect them to turn public some informations and to do their payments. It would be nice of you guys to turn public the shares (as in, who invested how much).
 I am sure the rest of the investors would like to know where they stand now, and I am trying to ask for such information.

[Furik Lamatt]

I dont think everyone should make a bank. The more banks the less profit for each

[Parallo]

I think they may have been being sarcastic...

[Donari Tyndale]

First:
You still can invest
Second:
At the moment, nothing changed for the customers of the Bank of Hydlaa. Furik brought 300k in investments with him, but that is like someone who would have invested with the Bank of Hydlaa
Third:
There will be some improvements and additional services, but we are still discussing. Expect to hear from us in the near future.

[Parallo]

So the new president is an investor? Strange.

[Donari Tyndale]

Sheryl Sandre is the president, Furik is vice president. Both of them have no investment in the Bank of Hydlaa at all. It was someone elses money he brought with him.

[Parallo]

Sheryl Sandre is the president, Furik is vice president.

Sorry my mistake.

Both of them have no investment in the Bank of Hydlaa at all. It was someone elses money he brought with him.

That wasn't specified. Seemed kinda dodgy. 

[Datruth]

I think banks will only work from guild to guild.

Loaning out big amounts as well as trusting the person to give it back doesn't seem like a good idea at this place in time, and would be best done withing guilds.

You cannot force people to pay the money bank, and you also cannot know how much each person can afford to pay back, some people can pay back 100k at a time, others 3k, and me about 30k maybe 50k per week.

Again, it all depends on who your customers are, and i feel that banks will have alot of trouble getting off the ground and not getting ripped off.

The only people i think who can truly start a bank are Tipore and Gharin, and a few others, they can afford to lose the money lol

~~Datruth

Have you ever left your own home? There are banks everywhere and they don't have a 'guild of customers!' I'm sure that there are more than two people capable of starting a bank.

Was that a sarcastic remark, or are you just an airhead?(Rhetorical question, by the way.)
There is no liability here, like there is in the real world, Someone doesn't pay, then no one can force them to pay.

Do you understand there is a difference between a bank in game and one outside your house?
Do you know anything about banks at all?

It's NOT that simple as.... ohh well there are banks outside this game.... let's put them inside the game.....
Try reading more than the first two sentances of my posts.

~~Datruth

[Sangwa]

Well, these issues you mentioned only exist if they stumble upon bad roleplayers. Usually they should send a guard or some thugs to extort the money back from those who refuse paying up.

I think this is a fine idea, specially in PS, where the guilds and economy constitute an important part of the game.

They might get some problems along the way with people who can't roleplay right. But it'll be worth it, I'm sure.

[Parallo]

I don't see how what I said can be viewed as sarcastic. Sangwa has pretty much summed it up. A good role player would understand that there are consequences.

Secondly had you have read more than the first two sentances of my post you would see that I refered to a statement you made at the end of your post proving that I did, in fact, read your whole post.

The only people i think who can truly start a bank are Tipore and Gharin, and a few others, they can afford to lose the money lol

I'm sure that there are more than two people capable of starting a bank.

[Datruth]

I don't see how what I said can be viewed as sarcastic. Sangwa has pretty much summed it up. A good role player would understand that there are consequences.

Secondly had you have read more than the first two sentances of my post you would see that I refered to a statement you made at the end of your post proving that I did, in fact, read your whole post.

The only people i think who can truly start a bank are Tipore and Gharin, and a few others, they can afford to lose the money lol

I'm sure that there are more than two people capable of starting a bank.

I knew you weren't being Sarcastic, that's why i wrote it as a rhetorical question.

As for reading my whole post, i was quite sure you did read it all, i mentioned only reading 2 sentances, because the way you replied was as if you only understood two sentances in my whole post.

You basically ignored it all saying.... banks exist in real life(without guild support), then they MUST exist in this game(without guild support) .....(that being the basic theme of your post, basically irrational thinking.)


And yes i'm sure there are more than two people who can start a bank, those were the only 2 I KNEW personally who could do it.
And if you read, just a few more words down, you'd see I also wrote, "and a few others".

~~Datruth

[Parallo]

So which was rhetorical? Me being sarcastic or me being an airhead? I'm not going to argue over who read who's post so my last statement (and Sangwa's) still stand, neither of which you have adressed.

Well, these issues you mentioned only exist if they stumble upon bad roleplayers. Usually they should send a guard or some thugs to extort the money back from those who refuse paying up.

I think this is a fine idea, specially in PS, where the guilds and economy constitute an important part of the game.

They might get some problems along the way with people who can't roleplay right. But it'll be worth it, I'm sure.

A good role player would understand that there are consequences.

[Datruth]

So which was rhetorical? Me being sarcastic or me being an airhead? I'm not going to argue over who read who's post so my last statement (and Sangwa's) still stand, neither of which you have adressed.

Well, these issues you mentioned only exist if they stumble upon bad roleplayers. Usually they should send a guard or some thugs to extort the money back from those who refuse paying up.

I think this is a fine idea, specially in PS, where the guilds and economy constitute an important part of the game.

They might get some problems along the way with people who can't roleplay right. But it'll be worth it, I'm sure.

A good role player would understand that there are consequences.

Please, either you or sangwa, tell me what possible Roleplaying consequence a player could get for going to your bank, borrowing 100k, then not paying it back.

Please, i'm waiting, i don't think a few people can rile the community against such a person, even if they do something as wrong and underhanded as that.

OR EVEN WORSE

What would you do if a Person makes an Alt, Borrows money, Transfors it to his main, and deletes this alt?
I mean Look at my original Post, I like the idea of this guild, i just mentioned what no one else would, that's Liability.

So please sangwa or Parallo, explain to me what you would do in situation 1, and in situation 2.

And tell me who your Security force is that you mentioned Parallo, it needs to be real people.

~~Datruth

[Parallo]

Please, either you or sangwa, tell me what possible Roleplaying consequence a player could get for going to your bank, borrowing 100k, then not paying it back.

Please, i'm waiting, i don't think a few people can rile the community against such a person, even if they do something as wrong and underhanded as that.

OR EVEN WORSE

What would you do if a Person makes an Alt, Borrows money, Transfors it to his main, and deletes this alt?
I mean Look at my original Post, I like the idea of this guild, i just mentioned what no one else would, that's Liability.

So please sangwa or Parallo, explain to me what you would do in situation 1, and in situation 2.

And tell me who your Security force is that you mentioned Parallo, it needs to be real people.

~~Datruth

What security force did I mention?

Anyway situation 1

Usually they should send a guard or some thugs to extort the money back from those who refuse paying up.

Situation 2 has nothing to do with role playing consequences. I don't know why you even mentioned it. Its OOC. I'd expect much, much better from Planeshift's community than that.


Edit to add: Plus I'm sure the huge ammount of "Good" characters wouldn't socialise with thiefs. If they did that would be further bad role playing.