I will, thanks for the idea!
I believe the Settings team uses the
serverconsole tool tough, through which they can edit all the required data in the DB. However, as I saw stated in many of the posts, all changes are pending a server restart, which in effect is related to my second question - ability to load data on the fly.
I wonder if the loadnpc actually does that on the fly - although this requires access to the console of the box. And most importantly, if these actions can be scripted.