I agree with you completely. I find speech-in-a-box very annoying and directly confusing.
It\'s so easy if the text just pop up above PCs heads. You can see exactly who\'s speaking and you can keep your eyes on the action instead of a box in the corner of the screen.
\"hmmm, who\'s talking? ahhh, Karim, but who\'s Karim, hmmm, let\'s search for him with the mouse-pointer...darn, where did he go? Who said that? Hmmm...\"
It worked perfectly in NWN and other games, so why not here?
Perhaps you could add an option to turn it on/off?