FEB
Well, I think instead of just being able to steal from a person, you should also be able to steal money/items from shops...as I really haven\'t played much mmorpg\'s im not sure if this is in others, but if it isn\'t it should be
Anyways, the shop could have like a designated place of their choosing to hide the money, and a thief would only be able to find it if they either knew beforehand where it was or had a high skill in spotting the money/items (of course, items would be stored in a back room, then you would need to be able to pick locks)
Of course, the owner might see you, but there are always invisibility spells and your friends to keep \'em busy, it also offers mroe of a reason to have guards
...you should also be able to run out of a store without paying your tab....because........um, more reasons to have guards?... :baby: