i did Read it , and in no way was i under the impression that the dev's chose to do things in this fasihion.
the way the game presents it's self with the limitations that are defined in the information about races.
still leaves one to assume the way stats are done would basicly remain the same
P.S , i said first 20 working years
so thats what 16-36 , another 15 years learning law you would be 51 , 60-65 is retirement