As to why the points are differnt, keep in mind that Krans have a pile of advantages, body armor and magic resistance. Not sure if that completley balances out, but the devs kinda threw MB together... there will be a bit more in CB.
Oh, and incase you didn\'t read anywhere\'s else there won\'t be levels, each skill will increase by use. Infact, they make it sound like the starting stats are just there to give you a starting point, everything can change.